FAQs

Bayan Credit Bureau is licensed by SAMA and was founded in 2015 with a capital of 100 million Saudi Riyals and is based in Riyadh, Saudi Arabia.

Bayan provides credit, financial and trade intelligence solutions for your company so you can confidently and prudently make informed decisions while simultaneously strengthening the performance of your credit relationships. Bayan’s products and services provide you with the latest commercial, credit and financial information of your clients, suppliers and other third parties based on official sources. In addition, Bayan’s analytical tools improve your company’s credit performance and profile relative to its peers.

Bayan Credit Bureau is a closed joint stock company owned by THIQAH Business Services Company, Takamol Holding Company, Bank Al Bilad, Alinma Bank and Gulf International Bank.

Bayan is the leading integrated trade, credit, and financial data provider in the Kingdom that aims to improve the SME’s level of participation in the economy through facilitating greater access to capital.

Please fill out the online form and provide us with the required documents in order to complete your membership process and gain access to our diverse range of solutions. Once you submit the application, we will review your information and contact you. Your login credentials will be sent to your registered email once the registration process is completed.

Membership is completely free of charge.

Bayan acts as a central data-hub for various data sources collected from the following sources:

  • Ministry of Commerce and Investment,
  • Ministry of Labor and Social Development
  • Government Entities
  • Banks
  • Financial Institutions
  • Saudi companies

Bayan Credit Report is a comprehensive credit report with information on a company’s registration and identity details, management and shareholders, financial statements, trade payment behavior, banking and FI credit/loan information and past payment behavior.

Credit Reports helps companies to manage their credit and operating risk through gaining a better and comprehensive understanding of their suppliers, customers and other third parties.

To access Bayan Credit Reports, you must be a licensed business entity with a valid Saudi Commercial Registration status, or a Saudi government entity.

Bayan offers a variety of offerings which are described in Our Solutions section

Becoming a part of Bayan’s network of data providers assists with greater data sharing and transparency within the Kingdom while at the same time opening a range of possibilities through benefitting from our solutions and services.

Some of the benefits of our membership include:

  • Obtain credit reports as part of your internal credit risk assessment of your suppliers and/or customers
  • Easier access to bank financing and commercial credit
  • On-demand access to the industry and company level financial information for your financial research and due diligence requirements
  • Ease of access to credit reports of international companies
  • Manage credit risk and determine credit limits for customers

A good payment history with your trade suppliers and lenders will reflect positively in your credit report which will increase your chances to obtain more trading and banking credit.

Yes, it is possible to enquire about international companies through Bayan Global Reports.