Privacy Policy


We may change the Privacy Policy from time to time and for this you need to review it periodically. Your use of the site is acceptance of the applicable privacy policy at the time.

We reserve the right to change or modify or update this Privacy Policy at any time.

Files (cookies)

You should be aware that it is possible that your information and data may be automatically collected through the use of text files (cookies), which are small text files that include some basic information used by us in order to determine the repeated use of the site, for example, retrieve your name if it was previously entered. We may use this information in order to follow the behavior and compilation of whole data in order to improve your user experience, and the targeting of advertisements and evaluate the overall effectiveness of such advertisements.

These text files do not merge within your operating system and do not damage your other files. If you prefer not to collect information through the use of text files, you can follow a simple procedure through most browsers that enables you to disable cookies. But it must be noted, that your user experience may be affected if you choose to disable cookies.

Information Protection

We shall take appropriate procedures and measures to preserve user information and protect it against loss, unauthorized access, misuse, unauthorized amendment and disclosure.

Internet Protocol (IP) address

At any time when you visit any Web site, including this site, the host server will log an Internet Protocol (IP) address, your date and time of the visit and the type of Internet browser and the URL of any site from the Internet sites that referred you to this site on the web.

Limitation of Liability

Bayan Credit Bureau shall not be under any circumstance liable for any direct, indirect, special, incidental, consequential, punitive, losses or expenses arising in any way, including but not limited to, any defects, viruses and any other malfunctions caused to any equipment and other software in connection with access or use of this web site or misuse of any content or information contained on the website, failure performance of the website , even if a statement company or its representative is notified of the possibility of such damages or losses or expenses. The user and / or member will take the responsibility for selected the internet service provider connection and Bayan is not responsible for the content and validity of the opinions received and other contact sites provided by those sources. however, in case the service or the site or its content is used in other than the intended purpose, Bayan may take the necessary legal measures in the right of the user and / or the member.

If there is a discrepancy between the different language versions of this statement, the Arabic version will be adopted.